Monday, April 30, 2012

Virgina USDC awards Storm Bradford over $40,000 in TILA Lawsuit


by Mort Gezzam 3 May 2012

A recent mortgagor's win in federal court has proven the wisdom of suing the loan servicer under TILA rather than RESPA for the servicer's failure timely to identify the note owner to the borrower.

Dispute Over Interpretation of Truth In Lending Act

Storm Bradford just won a Truth In Lending Act (TILA) lawsuit against HSBC in the Virginia Eastern United States District Court (USDC). Earlier, the 4th United States Circuit Court of Appeals (USCCA) had opined that a TILA violation victim must post a rescission letter AND FILE A LAWSUIT within 3 years after consummating the loan in order to get the court to rescind the loan. Bradford disagreed with that opinion.
So, he purposely waited 4 years to file the lawsuit in order to challenge the ruling. Bradford filed the rescission letter within 3 years but waited another year to file the lawsuit, just to make a point. He lost that count but won $35,000 in damages and another $5000 in sanctions because the servicer had refused to identify the owner of the note. He sued the substitute trustee, mortgage broker, and lender over a TILA violation.

Who Says What TILA Means?

That raises the question of what TILA really means Congress created the Consumer Financial Protection Bureau (CFPB) and mandated that it interpret TILA for lenders, consumers, and the courts. Bradford conferred with policy advocates at the CFPB. He said they agree with him that a victim of a TILA violation that justifies rescission need not sue within 3 years because the TILA statute does not require it. According to them, the 4th Circuit ruling wrongly construed TILA to require suit within 3 years. To help correct this misconception, CFPB intends submit an amicus curiae brief when his case comes before the USCCA. They submitted a similar brief for a case before the 10th USCCA.

What Would YOU Think TILA Means?

The issue at hand boils down to this. An ordinary citizen reading the TILA statute would think it necessary only to submit a notice of rescission to the bank within 3 years after receiving the loan, and that the bank would have to answer the notice within 20 days. From reading the law, the citizen would not think the opportunity to sue had expired if the bank didn't timely respond. Thus the "court-created" requirement to sue within 3 years deprives the citizen of the due process requirement of notice and opportunity to respond. Bradford's appeal will challenge this court-created law.

Does the Judge Want to Help You?

Bradford believes that generally a litigant can play the case correctly and win the heart of a judge who tends to favor the bank. In ordering the damages award, the judge said the bank substantially impeded Bradford's ability to sue timely under TILA. Bradford alleges he did not know whom to sue and couldn't sue within the 3-year period because he did not know who owned the note. He had asked the bank to tell him who owned the note, and they had refused in order to drag things out and make Bradford miss the 3-year TILA window for filing the rescission case.

Can a Mortgage Examination Justify Rescission?

Rescission is a common law remedy regarding contracts. But federal common law does not exist, so Congress enacted the TILA statute. Rescission restores the parties to their financial status prior to contract. The parties must return money to one another.
But, a borrower under-water on a loan typically cannot return the lender's money. For this reason, many mortgagors have chosen to dig for the lender/agent torts, legal errors, and contract breaches underlying the mortgage. It just so happens that Mortgage Attack ( can assist beleaguered homeowners in obtaining a comprehensive professional mortgage examination that reveals all the evidence of causes of action underlying the mortgage. 

Speaking from Experience and Know-How

When I give seminars and teach homeowners and attorneys about the principles in solving mortgage and foreclosure problems, I want them to know that I have walked in their shoes, that I myself have fought the battle in court,” said Mortgage Attack ombudsman Bob Hurt in an interview today. He mentioned that he remains available to provide knowledgeable spokespersons at seminars nationwide for attorneys seeking Continuing Legal Education credits and to learn the techniques and nuances of winning financial compensation for clients and getting them their houses free and clear from tortious lenders.

Know the Law to Make a Picky Judge Happy

Bradford sees USDC Sr. Judge T.S. Ellis as a stickler for perfection and holds all parties', including their attorneys’, feet to the fire. Typically USDC mortgage-related cases become "rocket dockets,” but Bradford kept this case in court for nearly 3 years. He based his lawsuit on violations of TILA rather than RESPA. Most such plaintiffs would complain that the lender had violated RESPA by refusing to answer the QWR, and Bradford knew that the servicer must answer the QWR only for questions related to servicing the loan. However, he wanted the name of the note owner because without it he could not file a TILA complaint against the proper defendant.
"There is no substitute for knowing the law," Bradford said. "None! It is a two-edged sword. You have to make sure it cuts them, not you. Many lawyers let the sword cut their own clients because they don't know the law. I don't operate their way." This shows the importance of paying attention to the law and doing things the right way. Bradford’s case above provides a perfect example.

Gilbert Opinion Vindicates Bradford

The 4th USCCA just vindicated Bradford's views when it opined on 3 May 2012 in Gilbert v. Residential Funding LLC as follows:
Here, we are primarily concerned with just one statute and one regulation. Section 1635(f) provides, in relevant part, the following:
'An obligor’s right of rescission shall expire three years after the date of consummation of the transaction or upon the sale of the property, whichever occurs first, notwithstanding the fact that the information and forms required under this section or any other disclosures required under this part have not been delivered to the obligor . . . . ' (15 U.S.C. § 1635(f)).
Its implementing regulation, Regulation Z, states as follows:
'To exercise the right to rescind, the consumer shall notify the creditor of the rescission by mail, telegram or other means of written communication. Notice is considered given when mailed, when filed for telegraphic transmission or, if sent by other means, when delivered to the creditor’s designated place of business. ' (12 C.F.R. § 1026.23(a)(2)).
Taking the plain meaning of these texts, and assuming that the words say what they mean and mean what they say, we come to the conclusion that the Gilberts exercised their right to rescind with the April 5, 2009, letter. Simply stated, neither 15 U.S.C. § 1635(f) nor Regulation Z says anything about the filing of a lawsuit, and we refuse to graft such a requirement upon them. ”

In view of this recent opinion, Bradford has already drawn up the Rule 60 motion to vacate the ruling against him and allow his TILA/Rescission lawsuit to proceed.

How to Avoid Foreclosure When Underwater on a Mortgage

Hurt explained that his clients who obtain mortgage fraud examinations never suffer foreclosure. And over 90% of them learn that they have causes of action against the lender such as the TILA violation at issue in this article. Mortgage Attack provides professional reports that delineate all of those causes of action in red ink. Those with causes may negotiate settlement or sue. Those without causes know they might as well leave the house.
For those who sue, attorneys can simply cut and paste that red ink text into a settlement demand letter to send to the lender. Many times lenders respond by offering a dramatic reduction in the loan balance. Sometimes the victim must sue the lender. Courts give huge awards to some who sue, including the house free, legal fees paid, and punitive damages.

How to Improve Credit Rating in Foreclosure

Those with no causes of action, know they need to look into a short sale or a deed-in-lieu of foreclosure. That keeps them from wasting their resources litigating when they should get out of the house.
Getting out of the house can make sense when one considers the impact of foreclosure and other options on the borrower's credit rating. Credit ratings suffer typically like this
  • 150 point FICO hit for deed in lieu of foreclosure or short sale, 2 or 3 years to recover.
  • 400+ point FICO hit for foreclosure - at least 7 years to recover
Clearly, one fares better by reducing the FICO hit. The worse the hit, the higher the interest one pays IF one can get a loan at all. Also, leaving the house will reduce the judgment lien against underwater owners whose houses won't sell at foreclosure auction for what they owe. 
So if you face foreclosure and have no cause of action, you can get out of the house quickly, and in 2 or 3 years when house values have hit rock bottom, you can get financing on a lower priced house.

A Winning Strategy for Mortgage Victims and Attorneys

By following the above guidelines you can win in the end because you will have properly engineer your foreclosure or your court case. 

As to strategy, Bradford considers it practical for a borrower in his shoes to continue attacking lenders in court till the court has given every possible remedy to the borrower.
"It's always better to sue than be sued," Bradford said.
"Decide the outcome you want and engineer the case to produce that outcome," he advised.
Hurt explained the winning strategy for people with mortgages. “In the end, you have to know whether you have any causes of action against the lender or the lender's agents,” he said. “And if you litigate you must know the law and rules, Then if you have the willingness and resources to demand settlement and litigate, you can beat a crooked mortgage. You can win whether or not you face foreclosure, even if you owe far more than the value of your property. A court can award you the house, legal fees and costs, and punitive damages. That beats going through foreclosure.”
Mortgage Attack arranges coaching for attorneys who want to use mortgage examination reports as the basis for settlement demands and lawsuits. A growing number of attorneys nationwide consider themselves fortunate for obtaining such reports and litigation/negotiation guidance. They realize that no other type of service will allow their clients to get their houses free and clear.

# # #

Mort Gezzam


Saturday, April 28, 2012


To ALL Christians who want their lives to count for something

Christians Complaining About Islam

I just received this text, formatted to consume many pages, from a well-meaning Christian friend to dozens of CCs.
When we get 100,000,000, that's one hundred million willing Christians to BOND together, voice their concerns and vote, we can take back America with God's help, Become one of the One hundred million, then lets get 200 million. It can be done by sending this email to your friends. Do the math. It only takes a willing heart and a fed up soul. God Bless America and Shine your light on Her. In 1952 President Truman established one day a year as a "National Day of Prayer."  In 1988 President Reagan designated the First Thursday in May of each year as the National Day of Prayer. In June 2007 (then) Presidential Candidate Barack Obama declared that the USA"Was no longer a Christian nation." This year President Obama canceled the 21st annual National Day of Prayer ceremony at the White House under the ruse Of  "not wanting to offend anyone."  BUT... on September 25, 2009 from 4 AM until 7 PM, a  National Day of Prayer FOR THE MUSLIM RELIGION was Held on Capitol Hill, Beside the White House. There  were over 50,000 Muslims in D.C. that day. HE PRAYS WITH THE MUSLIMS! I guess it Doesn't matter if "Christians" Are offended by this event - We obviously Don't count as "anyone" Anymore.  The direction this country is headed should strike fear in the heart of every Christian, especially knowing that the Muslim religion believes that if Christians cannot be converted, they should be annihilated.  This is not a Rumor -Go to the website To confirm this info: Send this to ten people and the person who sent it to you!... to let them know that indeed, it was sent out to many more.
It seems a noble motive to protect America from Islamic extremists, their onerous Sharia Law, and their murderous, militant Jihadists.

Living One's Religion

I consider living one’s religion in devotion to supreme values an even more noble motive.  Part of that living, according to Jesus, consists of going two-by-two to residences in communities, knocking doors, and trying to help those inside with their concerns in life. All of us ought to have a “wing man” in such an effort.  This act of selfless love will infect many with a desire to help others, and it will end up bringing relief.  It will cause us to develop more expertise in helping others, and in pointing them to practitioners with better skills than we have.  Eventually it will result in the organization of practitioners for that purpose.

The Five Pillars of Islam

Stop and ponder the Five Pillars of Islam and how they might align with the gospel of love and unselfish service , and embrace of one’s Sonship with God that Jesus of Nazareth taught and lived throughout his public ministry.  
1.      There is one god, Allah, and Muhammad is his messenger
2.      Pray to God 5 times a day
3.      Give alms to the poor, widows, orphans
4.      Make a pilgrimage to Mecca
5.      Fast for a month during daylight hours of Ramadan

The Three Tenets of the Real Gospel

Contrast those pillars with the three tenets of the Gospel of the Kindom of God which  Jesus taught throughout his public ministry:
1.      Acceptance of the fact of the sovereignty of God – he is our wise and loving Heavenly Father, we are his children, and we should love him.
2.      Belief in the truth of the brotherhood of man – all people are our brothers and sisters and we should love them and serve them unselfishly and lovingly.
3.      Faith in the effectiveness of the supreme human desire to do the Father’s will, to become LIKE God – sincerity is the key to the Kindom of Heaven.
All three elements of the Gospel grace the pillars of Islam.  Muhammad promulgated those pillars nearly 600 years after Jesus disappeared from view for the final time on the morning of Pentecost, 18 May 30 AD.  Because of the similarity, I have long known that some enlightened missionary of the teachings of Jesus made his way to Muhammad and taught that Gospel to him, IF Gabriel did not do it as Muhammad said.  And as a consequence of that similarity, Islam has become the fastest growing religion with over 1 billion adherents.

Christianity's 600-Year Head Start on Islam

But Muslim extremists pose a problem to my thinking.  I see them the same as crusaders, inquisitors, and witch hunters of Christianity in bygone ages.  Christianity got a 600 year head start on Islam. 600 years to 1000 ago, Christians abused and murdered people in the name of God just as badly as, or worse than, Muslims have over the past 400 years.

Why God Started Islam - The Christian Drive to Darkness

It would not surprise me to learn that Gabriel had somehow inspired Muhammad to start the religion of Islam because of the vast gulf in religions philosophy between Christianity in 600 AD and the Gospel that Jesus had taught.  Islam might have been needed on this world to fill the spiritual holes Christianity, and to reduce the risk that the Gospel might get lost forever, particularly during the Dark Ages of 500-600 AD.  In any case, give Islam another 600 years to evolve and civilize itself, and it might become a benign religion.

The Great Commission Applies to ALL, but WHICH Gospel?

None of that will change the reality that we can only live our core religion of Christian values by obeying the orders of Jesus in the Great Commission he uttered that Pentecost morning on the brow of Olivet 1982 years ago next month.  He commanded his apostles and all of his followers to go into all the world and teach all nations and all creatures his gospel and commandments.  We cannot do that if we don’t approach individuals and families in an effort to help them with their troubles, and encourage them to embrace their sonship with God so that them might become ever more like him.  That will warm their hearts.  They will open their hearts to our ministry and message.

Let Love and Unselfish Service Subsume Hatred

THAT is LIVING our religion.  And NOTHING WE OTHERWISE DO OR SAY can possibly have a more negative effect on the spread of the hatred of extremist Islam.  Jesus, our Creator knew this, of course.  And that explains why he set it as an example 2000 years ago to all of us for all time.

Prayer Is Good, Regardless of Who Prays With Whom

Back to the quoted text above, we should not hold anyone in disdain for encouraging a national day of prayer, or for praying with Muslims.  In fact, we should encourage more of it.  The growth of Islam should serve as a clarion call to Christian leaders to excise offensive and illogical elements from their dogmas so that more of the world’s rational, educated people can embrace them in good conscience.  For a clue about this, read Thomas Paine’s 3-volume Age of Reason, as troubling today as 200-years ago.  Then the leaders of Islam will have to do the same to compete against Christianity for donations and membership.

Distribute This

Please send THIS message to everyone you know.  Write or call if you want help or encouragement starting and continuing your 2-by-2 ministry.


Bob Hurt

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Tuesday, April 24, 2012

Florida Statutes Show Trayvon Martin as Criminal and His Parents as Negligent

Ted Gest of Crime Report:

I have criticized your summarization of crime news stories which you publish in The Crime Report because they reflect liberal media bias, and therefore OFTEN fail to convey salient news, and OFTEN cast that news with such a liberal slant as to warp the import of the news in order to serve a liberal agenda.  You have claimed innocence, that you just report what you see.  I have pointed out that the journalism schools are run by liberal professors whose brainwashing techniques make students believe they see reality when in fact they miss a large part of it because they matriculate with a liberal slant to their understanding of life.  I could summarize that by saying they support a Communist/Socialist/Politically Correct agenda to destroy the Constitutional protections in our government.

I have used the story about White-looking young-adult Mestizo George Zimmerman's (23) killing of Black teen Trayvon Martin (17) in a gated community.  Essentially, the story goes that George, a neighborhood crime watch captain, saw a suspicious character in a hoodie casing the neighborhood after a rash of break-ins had occurred in recent months.  George called 911, followed Trayvon, reported to the police when asked that he looked black and up to no good. The 911 operator told him he didn't need to follow the suspect.  George acknowledged and returned to his car.  Trayvon circled around, confronted, and attacked George, beating him in the face and banging his head against the pavement.  George pulled his pistol out, Trayvon grabbed it. and George shot and killed Trayvon.  Several eye witnesses reported the beating and shooting.  The police interviewed witnesses at the crime scene, treated George's broken nose and head wounds, arrested George, took him into the police station for questioning, and released him.  George claimed he shot Trayvon in self-defense.

The Black Activist network went crazy over this story with Al Sharpton, Jesse Jackson, and half a dozen federal legislators denouncing George for stalking and murdering Trayvon, and denouncing the police chief for not arresting George.  The major news networks carried stories that made Trayvon look like an young teen angel  and George look like a thug.  Later, more conscientious reporters show Trayvon as more of an older teen thug who got tossed from school, and possessed stolen jewelry and marijuana.  Even O'Reilly conducted a sympathetic news interview with Trayvon's parents and their lawyer and seemed mildly disinterested in the press reports denouncing George.

I complained that you did not report the truths about criminal appearance and behavior of Trayvon, or the negligence of Trayvon's parents in allowing him to run around the community looking like a thug. I pointed out that you simply echoed the sentiments of Black Activists which the liberal media had reported with glee in their apparent hatred of George Zimerrman.

I write now to deliver yet another browbeating, respectfully  of course.

Here's another Liberal Media news reporting failure.  Do you remember the 1951 Florida Statute 876.012 banning the wearing of hoods to obstruct one's identity? The liberal media ignored Trayvon Martin's violation of that law (he wore a hoodie that obstructed his identity) which made him look suspicious to George Zimmerman.  It falls into an array of related anti-ku-klux-klan laws in the criminal anarchy category:


Public place defined.
Wearing mask, hood, or other device on public way.
Wearing mask, hood, or other device on public property.
Wearing mask, hood, or other device on property of another.
Wearing mask, hood, or other device at demonstration or meeting.
Applicability; ss. 876.12-876.15.
Sections 876.11-876.15; exemptions.
Placing burning or flaming cross in public place.
Placing burning or flaming cross on property of another.
Exhibits that intimidate.
Wearing mask and placing exhibit to intimidate.
Sections 876.11-876.20; penalty.
Here is the specific statute Trayvon Martin violated, and many black youths violate ever day.

The 2011 Florida Statutes

Title XLVI

Chapter 876 

View Entire Chapter

876.12 Wearing mask, hood, or other device on public way.No person or persons over 16 years of age shall, while wearing any mask, hood, or device whereby any portion of the face is so hidden, concealed, or covered as to conceal the identity of the wearer, enter upon, or be or appear upon any lane, walk, alley, street, road, highway, or other public way in this state.
History.s. 2, ch. 26542, 1951.

Well, Florida has another statute from 2004 intended to protect neighborhood crime watch program participants like George Zimmerman from teen and other thugs like Trayvon Martin:.  I have shown its text below.

The 2011 Florida Statutes

Title XLVI

Chapter 843 

View Entire Chapter

843.20  Harassment of participant of neighborhood crime watch program prohibited; penalty; definitions.
(1) It shall be a misdemeanor of the first degree, punishable as provided in s. 775.082 or s.775.083, for any person to willfully harass, threaten, or intimidate an identifiable member of a neighborhood crime watch program while such member is engaged in, or traveling to or from, an organized neighborhood crime watch program activity or a member who is participating in an ongoing criminal investigation, as designated by a law enforcement officer.
(2) As used in this section, the term:
(a) "Harass" means to engage in a course of conduct directed at a specific person which causes substantial emotional distress in that person and serves no legitimate purpose.
(b) "Organized neighborhood crime watch program activity" means any prearranged event, meeting, or other scheduled activity, or neighborhood patrol, conducted by or at the direction of a neighborhood crime watch program or the program's authorized designee.

History.s. 2, ch. 2004-18.


By failing to respect this law against the crime of "Obstructing Justice," Trayvon Martin committed a misdemeanor.  This constitutes further evidence of the criminal nature of his misbehavior and of his parents' negligence.

I have today posted  this NEWS on my blog at

So, will you report THIS piece of NEWS even though it did not come from the liberal media?

Bob Hurt

Thursday, April 19, 2012

IRS Levy Killing Your Joy? Make them back off...

IRS Levy Killing Your Joy? 

Make them back off with a levy adjustment...

IRS Wage Levy Has Plunged You into Poverty

Imagine.  You are married and have two kids. The IRS has just wrote that they will slap a continuous levy on your pay. They plan to pillage your bank account too.  The IRS thinks you can live on $1,625 a month, and they can have take the rest.  You face a RUINOUS DISASTER because you cannot cover your "nut" with such paltry money. You desperately need more time.  You must find a way to fight back.  You suspect that the IRS violates procedures in order fraudulently to assess you.  But you don't know how to find out what they did or hold them accountable or fix the mess they caused.

The Way OUT of LEVY Hardship

The Internal Revenue Manual reveals this little secret:  You can declare a "Financial Hardship" to your IRS agent or issuer of the Notice of Levy.  The IRS MUST then apply its Collection Financial Standards to your situation.  They MUST allow you to keep enough money from your pay to live on BEFORE they enforce the levy.

RRA98 and Taxpayer Bill of Rights to the Rescue

Congress enacted H.R. 2676, The Internal Revenue Service Restructuring and Reform Act of 1998 (RRA98).  Title III of the act contains the Taxpayer Bill of Rights (TBR).  Look at page 36 of the TBR.  It contains the following text:

b. Requirement to conduct reasonable investigations of information returns (sec. 602 of the bill and sec. 6201 of the Code)
Present law
Deficiencies determined by the IRS are generally afforded a presumption of correctness.

Reasons for change
Taxpayers may encounter difficulties when a payor issues an erroneous information return and refuses to correct the information and report the change to the IRS, or when a fraudulent information return is filed.

Explanation of provision
The bill provides that, in any court proceeding, if a taxpayer asserts a reasonable dispute with respect to any item of income reported on an information return (Form 1099 or Form W-2) filed by a third party and the taxpayer has fully cooperated with the IRS, the Government has the burden of producing reasonable and probative information concerning the deficiency (in addition to the information return itself). Fully cooperating with the IRS includes (but is not limited to) the following: bringing the reasonable dispute over the item of income to the attention of the IRS within a reasonable period of time, and providing (within a reasonable period of time) access to and inspection of all witnesses, information, and documents within the control of the taxpayer (as reasonably requested by the Secretary).
As you can see, federal law says you can CHALLENGE the INFORMATION returns that triggered the assessment, deficiency notice, and notice of levy.  This points you to a path of relief and salvation from the abuse by IRS bullies. 

How to Calculate the Financial Impact of Levy

Furthermore, a levy victim could call the bully IRS agent, explain the financial hardship created by the levy, and ask for the proper allowance.    See this web page to learn how to calculate the impact of the levy and get the bully to back off.

As you can see from clicking the tabs on this page, you can determine the amount you need to cover your "nut," and cause the IRS to diminish the levy amount accordingly.  

But Wait!  There's MORE...

I imagine you will agree that the above information has caused you to breathe a sigh of relief.  And you can also guess that this will not solve your IRS problems because it only puts a band-aid on the levy.  What you need is MORE information and guidance to a FULL SOLUTION.

Well, the Tax Response Team provides far more information FREE.  Just visit, then read the pages on the site.

Hold It!  There's EVEN MORE...

Many people need actual guidance and training in order to become competent dealing with the IRS.   Some people simply cannot solve their related tax problems alone.  They NEED The association with others who have more knowledge and expertise.

The Tax Response Team provides a membership program that gives you precisely those benefits to help them become competent at dealing with the IRS effectively. 
  • LOW first-year membership fee of only $180. 
  • Access to nearly 15 GIGABYTES of information, laws, regulations, forms, books, and templates, and over 5,000 documents online. 
  • On-line training sessions on various topics every week. 
  • Interaction with other members for sharing of information and mutual help.
  • Optional members-only confidential personalized program that guides individual members through elimination of federal tax problems for given years.
As a member, you will learn how to
  • Report fraudulent 3rd party information submitted to the IRS which triggered the assessment,
  • File an informal claim for refund,
  • Cause the IRS to amend your Individual Master File to remove the errors in it.
  • Cause the IRS to correct false assessments.
  • Eliminate fraudulent federal tax liens and levies administratively.


Hot Tip, Special Advice for Tax Abuse Victims

Here's my advice to tax abuse victims:  scratch up $180 and join the Tax Response Team RIGHT NOW. Not $1800.  Not $1500. nor $1000.  Not even $500.  You pay only $180.00 (one hundred eighty US dollars) for this fabulous one-year value, and only $150 for annual membership renewals.

I believe you have fretted and worried over your tax issues long enough.  I believe the Tax Response Team membership constitutes the ideal and affordable solution to your income tax problems because it will help you avoid costly litigation and make it unnecessary to knuckle under to the IRS MOB.

Click  here to join the Tax Response Team.

NO GIMMICK.  Not a scam.  Just a FAVOR to You.

I have looked for years to find a cost-effective, NO-BullShouts solution to your tax problems.  I did not have a personal financial motive for doing it (I imagine you have noticed that you haven't paid me for help).  I dug this up FOR YOU because I care about you. This is not a scam. 

And, YOU can get much more  FREE info on the Tax Response Team web site. 

BUT, you can get a much more organized and in-depth education by becoming a member. 

NOT Available in Stores!

For example, this Saturday evening at 9PM (21 April 2012), the on-line session will train members to decode the IMF and cause the IRS to amend it with corrections.  Once a person becomes a member, other services open up.  


Invest in your family, your happiness, and your future.  Don't delay another minute.  Don't let IRS Mobsters RUIN YOUR LIFE!  Act this instant to get the peace of mind you need and want.

Join Tax Response Team now.

Note:  I myself am a Tax Response Team member, and I don't even have IRS problems.  I use the knowledge to better enable me to give strategic guidance to others.

Bob Hurt
Home Page Blog Email -      Donate (Now)
Mobile:   +1 (727) 669-5511
2460 Persian Drive #70  -  Clearwater, FL 33763
Law Studies:  
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Learn to Litigate:  Buy and Study  
     Copyright © 2012 by originator Bob Hurt.
     WARNING.  Bob Hurt does NOT practice law, give legal advice, or function as a licensed counselor and attorney at law.  Construe comments as conjecture or education, and NOT as legal advice.  Consult an honest, qualified attorney on all questions of law.

Tuesday, April 17, 2012

Does IRS violate 4 USC 72 with offices outside D.C.?

Chris Chapman withstood questioning by the Federal Grand Jury in Central Florida a few years ago, and presented evidence and arguments to the jurors about the fact that Congress had never enacted a law permitting the IRS to operate its office outside Washington D.C., and inside the several states.  He pointed to an act of Congress permitting the IRS office in Puerto Rico, so the Congress did not merely overlook the matter. He alleged that the IRS operation of offices in the several states violates 4 USC 72 (" All offices attached to the seat of government shall be exercised in the District of Columbia, and not elsewhere, except as otherwise expressly provided by law.").

In the end, the grand jury did not indict Chris, but it did indict his associates. See the order regarding Joe Saladino here. It explains:

"On December 20, 2007, a grand jury indicted Defendants Joseph Oquendo Saladino, Richard Allen Fuselier, Marcel Roy Bendshadler, Michael Sean Mungovan, and Richard J. Ortt on one count of Conspiracy to Defraud in violation of 18 U.S.C. § 371."

Roy spent over a year in federal prison for an ensuing conviction.  You might recall my writing on 7 November 2009 that someone, probably at the behest of the IRS/DOJ, murdered Roy's public defender, a DOJ attorney named Nancy Bergeson, on the night the jury convicted him and Nancy protested the jury tampering aloud in court.  Someone showed her the true nature of tampering.

Tax Crime Public Defender Bergeson Dead - You may now Scream Bloody Murder!

Apparently Chris impressed the grand jury with his information and argument.  They left him alone.

I have attached a brief regarding 4 USC 72.  You may also read it at the following web page.

- no title specified

Bob Hurt
Home Page Blog Email -      Donate (Now)
Mobile:   +1 (727) 669-5511
2460 Persian Drive #70  -  Clearwater, FL 33763
Law Studies:  
Subscribe to Lawmen E-Letter  Archive
Learn to Litigate:  Buy and Study  
   Copyright © 2012 by originator Bob Hurt.

     WARNING.  Bob Hurt does NOT practice law, give legal advice, or function as a licensed counselor and attorney at law.  Construe comments as conjecture or education, and NOT as legal advice.  Consult an honest, qualified attorney on all questions of law.